If you already have a company health and dental plan, we can match it apples to apples — and save you money long-term. By tapping into Northern Financial Group’s exclusive pooling model, we match your current plan and deliver smarter long-term savings.
Most brokers place your company in a standalone plan — meaning your rates are based solely on your team’s demographics and claims history.
One high claim can spike your renewal. That’s unpredictable, expensive, and entirely avoidable.
By grouping your plan with thousands of other businesses, we spread risk across a larger pool.
That gives you:
We work with all major carriers and can match your existing coverage—you keep your plan design but save 10–25%.
We pioneered this model to revolutionize how company health and dental plans are underwritten in Canada—and it’s still one of a kind.
Pooling lets you combine forces with thousands of businesses across Canada. More businesses = stronger purchasing power = better rates for you.
Our scale and exclusive pool structure help reduce the hidden costs built into traditional plans—saving you 10–25% long-term compared to standard options.
With pooling, you avoid sharp yearly increases. Enjoy reliable, competitive pricing year after year.
Ready to see how much you could save?
Get an online quote by filling out or form or giving us a call and we will show you how much you can save with the power of pooling.
