Northern Financial Group is the first and only insurance company in Canada to tap into the power of pooling. We pool all of our thousands of businesses into multiple exclusive Pools so businesses of any size can enjoy strength in numbers. Whether you are a business of 3 to 300 employees, you can enjoy the same low rates without major rate hikes.
Doing it alone = expensive.
Pooling with thousands of members = strength in numbers.
We revolutionized health and dental benefits with our exclusive pooling model.
At Northern, we believe health and dental benefits should be built around you. Our exclusive Pooling Model spreads risk across thousands of members, helping you avoid unpredictable rate hikes while unlocking premium coverage options that used to be reserved for big corporations.
Pick from one of our 3 tiers of our pre-built pooled packages: Gold, Silver, or Bronze. These off-the-shelf options are great for those without current benefits.
Need fully-tailored group benefits? We compare top carriers while keeping you in our pool for unbeatable rates.
Switch today to save 10-25% off your current package at unbeatable rates.
Looking for the perfect fit? We match your current health and dental plan in our Pool for 10-25% savings, long term. Get the same coverage you already have while benefiting from our exclusive pooling model that provides stable rates and sustainable cost reduction.
Pooling distributes risk across all members, ensuring stable rates even if your business faces claims.
Our members save an average of 10-25% compared to traditional insurance plans.
At Northern Financial Group, we’ve reimagined company health and dental benefits to give small and mid-sized businesses the same buying power as large corporations—without the unpredictable rate hikes.
We have pooled thousands of members into an exclusive pool helping you save more. Access purchasing power by tapping into savings typically reserved for big businesses.
Our collective purchasing power helps you save an average of 10-25% compared to standard plans.
Stable, transparent pricing year after year. No surprises. No rate hikes.
We pioneered the pooling model, revolutionizing how health and dental benefits are underwritten in Canada. Over three decades later, we’re still leading the way.
Northern Financial Group is proudly independent and fully Canadian owned. We understand the local market because we’ve been part of it since day one.
We believe in giving back. A portion of our proceeds goes to Canadian charities each year, because community matters.
Choose from our pre-built or customized pooled plans. Whether you're just starting out or scaling fast, our team delivers tailored solutions backed by expert advice.
Get an online quote by filling out or form or giving us a call and we will show you how much you can save with the power of pooling.
