About Northern

Transforming Company Health and Dental Benefits Through

The Power of Pooling.

A Legacy of Innovation & Collective Strength

For over four decades, Northern Financial Group has not just operated within the insurance and benefits space — we’ve actively redefined it. Our 37-year journey is marked by one mission: to change how Canadians access health and dental benefits through the power of pooling.

We’ve built Canada’s largest company health and dental benefits pooled model, bringing together thousands of businesses and individuals to unlock lower rates, stable renewals, and premium coverage options that were once only available to large corporations.

We go beyond traditional insurance — we innovate, leading the way with a collective approach that delivers real savings and long-term security. By merging decades of experience with forward-thinking solutions, we’ve created a health and dental benefits model designed to help Canadians thrive.

Discover how our unique, pooling-first approach is transforming the future of benefits in Canada.

Northern Financial Group Family

Meet Our Leadership

The visionaries behind Northern Financial Group's legacy of innovation.

Louie Carnevalev President Northern Financial Group

Louie

Sofia

Paolina

Bianca

Jason

Pooling Is the New Wave of Benefits. Don’t Miss Out on Smarter Savings.

Get an online quote by filling out or form or giving us a call and we will show you how much you can save with the power of pooling.