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Pre-built Pooled Olympic Benefit Plans

Choose from one of our three proven, pre-built packages designed to fit your companies health and dental needs.

Why pay more for the same product?

Pooling is like a bulk coffee order for insurance: the more businesses that join, the lower the cost for everyone - while maintaining the same quality coverage without unexpected price hikes. That's how we're able to offer comprehensive company health and dental plans.

Plans Starting at Just

$55/M

Pooled Company Health and Dental Benefits

  • This plan is available to groups for 3+ employees
  • Pooled with thousands of members
  • Employees must work a minimum of 20 hours/week to be eligible for coverage
  • Each plan must include: Life, AD&D and Wellness, one level from Extended Health Plan and one level from Dental Plan
  • All other benefits are optional
Set Rates
Flexibility
Easy Enrollment
Pooled Renewals

Mandatory Benefits

  • Life Insurance flat $30,000 $9.00/month

    Per employee

  • AD&D flat $30,000 $1.80/month

    Per employee

  • Northern Financial Group Quoted Separately

    Wellness Program

* Life and AD&D provides basic level of insurance to pay out upon death or accidental death. All three are mandatory benefits for all Olympic Benefits Plans.

Pre-Built Pooled Olympic Benefit Plans

Extended Health Care Options

GOLD

$53 / month

Single

$140 / month

Family
  • 100% drug coverage - with no deductible
  • 100% travel benefits
  • 100% semi-private hospital
  • 100% eye exams up to $75
  • 100% medical services
  • 100% paramedical practitioners with 1,000 max. per family combined

SILVER

$42 / month

Single

$120 / month

Family
  • 100% drug coverage - deductible equals dispensing fee
  • 100% travel benefits
  • 100% semi-private hospital
  • 100% eye exams up to $75
  • 80% medical services
  • 80% paramedical practitioners with $500 max. per family combined

BRONZE

$25 / month

Single

$99 / month

Family
  • 80% drug coverage - deductible equals dispensing fee
  • 100% travel benefits
  • $500 health care spending account includes (per family):
  • - semi-private hospital
  • - medical services
  • - eye exams
  • - paramedical practitioners

 All combined to annual maximum

  • Prescription Drugs – most frequently used coverage to help cover costs of either generic or brand name drugs.
  • Paramedical Practitioners – practitioners include physiotherapist, chiropractor, massage therapist, podiatrists etc.
  • Medical Services & Supplies – include nursing care, ambulance, hearing aids, orthotics, orthopedic shoes etc.
  • GOLD coverage is ONLY available to companies currently in a group benefits plan.
  • Drug Coverage subject to $5,000 annual maximum per certificate. $1,500 per person max if less than (6) employees.

Dental Care Options

GOLD

$46 / month

Single

$119/ month

Family
  • 100% basic coverage
  • $1,500/person/year
  • 8 scaling units, 6-month recall

SILVER

$38 / month

Single

$87 / month

Family
  • 80% basic coverage
  • $1,000/person/year
  • 8 scaling units, 9-month recall

BRONZE

$19 / month

Single

$63 / month

Family
  • 80% basic coverage
  • $500/person/year
  • 6 scaling units, 9-month recall
  • Basic dental covers the following: Oral examinations, fillings, x-rays, scaling, polishing, fluoride treatment, root canals, laboratory examinations.

* Prices are per month. Taxes are not included. Please visit our website for more details on all requirement necessary.

Optional Benefit Coverage

The following benefits are options and can be added to the core plans of the Extended Health & Dental Plan.

  • Increase Bronze Spending Account $15 per employee

    From $500 to $1,000

  • Long-Term Disability $1.92 per $100

    (min. 2 lives)

  • Silver Health Practitioners $30 per employee

    From $500 to $1,000 max. (min. 5 lives)

  • Vision Care Coverage $10 Single/$24 Family

    $250/24 months

  • Dependent Term Life $3.25 per employee

    $10,000/spouse or $5,000/child

  • Major Dental – 50% coinsurance $15 Single/$30 Family

    With $1,500 max (min. 4 lives), only Gold & Silver plans.

  • Critical Illness Quoted Separately

* Prices are per month. Taxes are not included. 

How to enroll

  • Pick Your Tier — Provide Single vs. Family Counts (3 Olympic Tiers: Bronze, Silver, Gold)
  • We will promptly follow up with your rate confirmation.
  • Guaranteed Transparency (No hidden fees, no medical questionnaires)
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"After years of double-digit premium increases, Northern Financial Group's pooled approach stabilized our costs completely. We've had predictable renewals for four years straight, even after two major claims."
Sarah
HR Director
"As a small business with only seven employees, I never thought comprehensive benefits would be affordable. NFG's Olympic package gives us excellent coverage starting at just $55 per employee with minimal paperwork."
David
Business Owner
"When I retired early, most providers wanted extensive medical histories and quoted astronomical rates. NFG's Transition plan was straightforward, affordable, and covered my pre-existing conditions without invasive questions."
Jennifer
Early Retiree

Pooling Is the New Wave of Benefits. Don’t Miss Out on Smarter Savings.

Get an online quote by filling out or form or giving us a call and we will show you how much you can save with the power of pooling.

Get Your Quote
Call 905-812-8811