When deciding on group benefits plans you have the option to be part of a pool or stand alone (traditional non-pooled plans). Northern Financial Group is indifferent as to which......

A common question we get from business owners is; What is the average renewal increase for groups in the pooled product? We are happy to report that the Olympic Benefits......

Northern Financial has access to more products than your average group benefits broker. Access to more products translates into more options for your business. Not only are we the only......

There are clear advantages of Group Health Benefits Pooling. Insurance pooling is a practice wherein a group of companies join together to secure better insurance rates and coverage plans by......

Searching for Quotes and Currently Have a Plan – Be Prepared to Share Plan Information We receive a lot of inquiries from business owners looking to change their group benefits......

Building a Group Benefits Plan for Your Business – Why you should consider your group benefit contract as a long-term commitment (although it really isn’t).   The majority of group......

New to group benefits – Do you know what a group benefits loss ratio is? Currently have a plan – Do you know what your group’s loss ratio is? Do you......

Our last post talked about defining plan objectives for what you want your employee benefits plan to accomplish. The next stage of building a group benefits plan is Plan Design. A......

OBJECTIVES FOR BUILDING A GROUP BENEFITS PLAN Deciding to put a group benefits plan in place or revising your current plan should be accompanied by objectives you’d like to accomplish.......

You’ve likely heard about the recent reports of some Tim Hortons locations reducing employee benefits as a result of  the Ontario government increasing the minimum wage from $11.60 to $14 (effective January......