It will come at no surprise that this article will ultimately recommend Northern Financial Group as your group benefits representative/broker. Nonetheless, the purpose of the article is to highlight what......
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There are clear advantages of Group Health Benefits Pooling. Insurance pooling is a practice wherein a group of companies join together to secure better insurance rates and coverage plans by......
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We all like deals or discounts – whether it is for products/services essential for daily business operations or non-essential items such as the newest iPhone. That being said, when it......
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Searching for Quotes and Currently Have a Plan – Be Prepared to Share Plan Information We receive a lot of inquiries from business owners looking to change their group benefits......
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Building a Group Benefits Plan for Your Business – Why you should consider your group benefit contract as a long-term commitment (although it really isn’t).   The majority of group......
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New to group benefits – Do you know what a group benefits loss ratio is? Currently have a plan – Do you know what your group’s loss ratio is? Do you......
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Our last post talked about defining plan objectives for what you want your employee benefits plan to accomplish. The next stage of building a group benefits plan is Plan Design. A......
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OBJECTIVES FOR BUILDING A GROUP BENEFITS PLAN Deciding to put a group benefits plan in place or revising your current plan should be accompanied by objectives you’d like to accomplish.......
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You’ve likely heard about the recent reports of some Tim Hortons locations reducing employee benefits as a result of  the Ontario government increasing the minimum wage from $11.60 to $14 (effective January......
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Canadian Institute for Health Information (CIHI) released a report today outlining health spending in Canada. Drug costs are the fastest increasing according to the report – as shown in the......
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