It will come at no surprise that this article will ultimately recommend Northern Financial Group as your group benefits representative/broker. Nonetheless, the purpose of the article is to highlight what......

There are clear advantages of Group Health Benefits Pooling. Insurance pooling is a practice wherein a group of companies join together to secure better insurance rates and coverage plans by......

We all like deals or discounts – whether it is for products/services essential for daily business operations or non-essential items such as the newest iPhone. That being said, when it......

Searching for Quotes and Currently Have a Plan – Be Prepared to Share Plan Information We receive a lot of inquiries from business owners looking to change their group benefits......

Building a Group Benefits Plan for Your Business – Why you should consider your group benefit contract as a long-term commitment (although it really isn’t).   The majority of group......

New to group benefits – Do you know what a group benefits loss ratio is? Currently have a plan – Do you know what your group’s loss ratio is? Do you......

Our last post talked about defining plan objectives for what you want your employee benefits plan to accomplish. The next stage of building a group benefits plan is Plan Design. A......

OBJECTIVES FOR BUILDING A GROUP BENEFITS PLAN Deciding to put a group benefits plan in place or revising your current plan should be accompanied by objectives you’d like to accomplish.......

You’ve likely heard about the recent reports of some Tim Hortons locations reducing employee benefits as a result of  the Ontario government increasing the minimum wage from $11.60 to $14 (effective January......

Canadian Institute for Health Information (CIHI) released a report today outlining health spending in Canada. Drug costs are the fastest increasing according to the report – as shown in the......