All posts by: Northern Financial Group

Northern Financial has access to more products than your average group benefits broker. Access to more products translates into more options for your business. Not only are we the only representative in Canada to offer the pooled Olympic Benefits Plan,...
Continue Reading →
When deciding on group benefits plans you have the option to be part of a pool or stand alone (traditional non-pooled plans). Northern Financial Group is indifferent as to which option you choose because we offer both pooled and non-pooled...
Continue Reading →
It will come at no surprise that this article will ultimately recommend Northern Financial Group as your group benefits representative/broker. Nonetheless, the purpose of the article is to highlight what you should expect from your representative and discuss topics to...
Continue Reading →
There are clear advantages of Group Health Benefits Pooling. Insurance pooling is a practice wherein a group of companies join together to secure better insurance rates and coverage plans by virtue of their increased buying power as a block. Does...
Continue Reading →
We all like deals or discounts – whether it is for products/services essential for daily business operations or non-essential items such as the newest iPhone. That being said, when it comes to your group benefits plan, deep discounts may be...
Continue Reading →
Searching for Quotes and Currently Have a Plan – Be Prepared to Share Plan Information We receive a lot of inquiries from business owners looking to change their group benefits provider. In most cases, the quoting process starts with the...
Continue Reading →
Building a Group Benefits Plan for Your Business – Why you should consider your group benefit contract as a long-term commitment (although it really isn’t).   The majority of group benefit plans can be cancelled with a 30-days notice provided...
Continue Reading →
New to group benefits – Do you know what a group benefits loss ratio is? Currently have a plan – Do you know what your group’s loss ratio is? Do you know how your loss ratio determines your renewal premiums? Once...
Continue Reading →
Our last post talked about defining plan objectives for what you want your employee benefits plan to accomplish. The next stage of building a group benefits plan is Plan Design. A few things to consider when designing your group benefits plan;...
Continue Reading →
OBJECTIVES FOR BUILDING A GROUP BENEFITS PLAN Deciding to put a group benefits plan in place or revising your current plan should be accompanied by objectives you’d like to accomplish. The most popular reasons for putting a plan in place...
Continue Reading →