All posts by: Northern Financial Group

A company group benefits plan has a lot of unknowns when it comes to employee usage. Elevated employee usage of the benefits plan increases your group benefit rates. These rate increases can impact your company’s fiscal planning and make the...
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A true full picture of the market Northern Financial Group has specialized in group benefits for over 30 years. Throughout this period, we’ve narrowed our focus to partnering with the top group benefit providers in Canada. We only work with...
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If you’re new to group benefits and searching the market for quotes or reviewing your current group benefits plan you should take into account how long your rates will be locked. Most plans will have a first year rate lock...
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If you’re reviewing Options for Your Company’s Group Health Benefit Plan and your company is between three to roughly five-hundred employees – you will need to work with an advisor. If you contact the insurance company directly they will refer...
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Almost all advisors offer identical products for your company group health benefits and it’s been this way for decades. Northern Financial Group offers these traditional products PLUS options not available through other advisors. You can search the internet all day...
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A common question we get from business owners is; What is the average renewal increase for groups in the pooled product? We are happy to report that the Olympic Benefits Plan will be offered in 2019 at the same rates...
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Northern Financial has access to more products than your average group benefits broker. Access to more products translates into more options for your business. Not only are we the only representative in Canada to offer the pooled Olympic Benefits Plan,...
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When deciding on group benefits plans you have the option to be part of a pool or stand alone (traditional non-pooled plans). Northern Financial Group is indifferent as to which option you choose because we offer both pooled and non-pooled...
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It will come at no surprise that this article will ultimately recommend Northern Financial Group as your group benefits representative/broker. Nonetheless, the purpose of the article is to highlight what you should expect from your representative and discuss topics to...
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There are clear advantages of Group Health Benefits Pooling. Insurance pooling is a practice wherein a group of companies join together to secure better insurance rates and coverage plans by virtue of their increased buying power as a block. Does...
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