Building a Group Benefits Plan for Your Business – Why you should consider your group benefit contract as a long-term commitment (although it really isn’t).   The majority of group benefit plans can be cancelled with a 30-days notice provided...
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New to group benefits – Do you know what a group benefits loss ratio is? Currently have a plan – Do you know what your group’s loss ratio is? Do you know how your loss ratio determines your renewal premiums? Once...
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Our last post talked about defining plan objectives for what you want your employee benefits plan to accomplish. The next stage of building a group benefits plan is Plan Design. A few things to consider when designing your group benefits plan;...
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OBJECTIVES FOR BUILDING A GROUP BENEFITS PLAN Deciding to put a group benefits plan in place or revising your current plan should be accompanied by objectives you’d like to accomplish. The most popular reasons for putting a plan in place...
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You’ve likely heard about the recent reports of some Tim Hortons locations reducing employee benefits as a result of  the Ontario government increasing the minimum wage from $11.60 to $14 (effective January 1st 2018). Regardless of the end game, the minimum wage...
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Canadian Institute for Health Information (CIHI) released a report today outlining health spending in Canada. Drug costs are the fastest increasing according to the report – as shown in the graphic below:   Across Canada, healthcare spending will increase $242...
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An increasing amount of business owners are frustrated with their elevated premiums and high renewal rates. The culprit is often high limits per paramedical services. Paramedical services includes; massage therapy, physiotherapy, chiropractic care, acupuncture, and osteopathy. Broadly speaking, these are services...
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We are entering into our 31st year in business and 4th year of exclusively offering the $30/month Olympic Benefit Plan. We couldn’t be celebrating these accolades without our high regard for building trust. Trust between our clients and prospective clients...
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Better health, dental, and vision insurance topped the list, with 88% of respondents saying that they would give this benefit “some consideration” (34%) or “heavy consideration” (54%) when choosing a job. Full article available @ https://goo.gl/vodS9C...
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  • employee benefits
Your employees make it their business to make sure yours is taken care of, so isn’t it reasonable to expect that you should make it your business to take care of your employees? When you offer a group benefits package...
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